What We Offer

FUNDING SOLUTIONS
FOR EVERY FRONT.

From working capital to commercial real estate, we provide direct access to the capital your business needs — structured for your situation, not a generic product.

Our Services

DIRECT BUSINESS FUNDING

As a direct lender, we control the entire funding process. No brokers, no middlemen, no conflicted interests. Every solution below is funded directly by Shield & Sword Consulting.

Working Capital Loans

Most Popular

Working capital is the lifeblood of any operating business. Whether you're managing seasonal fluctuations, covering payroll during a growth phase, or taking advantage of a time-sensitive opportunity, our working capital solutions provide the liquidity you need — fast.

Unlike traditional bank loans that require months of underwriting, our direct lending process delivers a preliminary decision within 24 hours and funding shortly after approval.

  • Flexible use of funds
  • 24-hour preliminary decisions
  • No collateral required for qualifying businesses
  • All credit profiles considered
  • Funding for startups and established businesses
  • Repeat funding available

Equipment Financing

Asset-Backed

Your equipment is your production capacity. Whether you're a construction company that needs a new excavator, a restaurant expanding its kitchen, or a manufacturer upgrading production lines, our equipment financing structures acquisition without depleting working capital.

The equipment itself often serves as security, enabling more competitive terms for qualifying businesses across all industries.

  • New and used equipment
  • All industries and equipment types
  • Preserves working capital
  • Equipment as collateral
  • Lease and loan structures available
  • Fast documentation process

Revenue-Based Financing

Flexible Repayment

Revenue-based financing aligns your repayment schedule with your business's actual performance. Instead of fixed monthly payments that strain cash flow during slow periods, repayments flex with your revenue — higher when business is strong, lighter when it's not.

This structure is particularly effective for businesses with seasonal revenue patterns, high-growth trajectories, or variable cash flow cycles.

  • Payments aligned with revenue
  • No fixed monthly obligation
  • Ideal for seasonal businesses
  • High-growth company friendly
  • Minimal personal guarantee requirements
  • Funding based on business performance

Business Lines of Credit

Revolving Access

A business line of credit provides ongoing access to a revolving capital facility — draw what you need, when you need it, and only pay interest on what you use. It's the most flexible funding tool available for businesses that want financial readiness without committing to a lump-sum loan.

Use it for inventory, bridging payment gaps, seizing opportunities, or simply maintaining a financial buffer for strategic agility.

  • Draw on demand, repay and redraw
  • Interest only on drawn amounts
  • Ongoing access without reapplying
  • Improves business credit profile
  • Strategic financial buffer
  • Scalable credit limits

Business Acquisition Funding

Growth Capital

Acquiring an existing business, a franchise, or a strategic competitor is one of the fastest ways to accelerate growth — but it requires specialized capital structures that traditional banks rarely move quickly enough to execute. We do.

Our acquisition financing solutions are structured for the speed and flexibility that deal timelines require, with direct underwriting that understands the business being acquired — not just the buyer's credit history.

  • Business-to-business acquisitions
  • Franchise acquisitions
  • Competitor buyouts
  • Management buyouts (MBO)
  • Partner buyouts
  • Asset purchase structures

Commercial Real Estate

Property Financing

Commercial property represents one of the most significant investments a business makes. Whether acquiring your first commercial space, expanding into a larger facility, refinancing an existing property, or investing in income-producing real estate, we provide direct commercial mortgage solutions.

We focus on the property's performance and your business's fundamentals — not just a credit score that doesn't tell the whole story.

  • Owner-occupied commercial properties
  • Investment property financing
  • Refinancing and equity extraction
  • Multi-family properties
  • Mixed-use developments
  • Bridge financing available

NOT SURE WHICH SOLUTION FITS?

Our team will assess your situation and recommend the right funding structure. No obligation. No pressure. Just clarity.

SPEAK WITH OUR TEAM